Wed

12

Oct

2011

Best CD Rates from Tioga-Franklin Bank

This Tioga-Franklin Bank CD rates October Review 2011 out of Pennsylvania is long overdue. It is true that the CD rates from this bank have declined in the past 6 months since our last visit, but they were well above the national average where they still remain. If you are considering investing your money with Tioga-Franklin Bank, you should know their CD rates have been reduced by 0.15% to 0.45% APY in the past 6 months. To open the certificates of deposits accounts a minimum deposit of $500 must be made for terms of 1 year or greater. The 6 month CD requires a minimum deposit of $1,000 The current bank CD rates include the 6 month CD that is earning an APY of 1.00%. The 1 year CD is earning an APY of 1.10%. The 2 year CD is earning an APY of 1.30%. The 3 year CD is earning an APY of 1.55%. The 4 year CD is earning an APY of 1.75%. The best CD rates are from the 5 year CD that is earning an APY of 2.10%. There is also a jumbo 90 day CD that is earning an APY of 1.00% with a minimum deposit of $100,000 required. All of these CD rates are fixed term and fixed interest rates. There will be a penalty assessed the account if an early withdraw does occur before the maturity date. The same CD rates are available for an IRA CD with terms from 1 to 5 years. The minimum deposit required is $250. These Tioga-Franklin CD rates were posted on August 22, 2011 but were still current in the first month of October 2011 but all rates are subject to change without prior notice. We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution. To know more about the Citibank CD Rates, Best CD Rates, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit - http://bestcdratesinusa.wordpress.com/ Article Source: http://www.bestcdratestoday.com/tioga-franklin-bank-cd-rates-october-review-2011/
0 Comments

Fri

30

Sep

2011

The Best CD Rates from Community Bank Nevada, Iowa

This Community Bank CD rates September Review 2011 has uncovered once again a financial institution that has lowered its CD rates since we last visited their establishment. For clarification this Community Bank is located in Nevada, Iowa.

At one time this year the Community Bank had some of the highest CD rates in the nation for investing your money. To obtain the certificates of deposits you must make a deposit of $1,000. These CD rates are only available to the local market.  Unfortunately the definition of just what the local market is has not been made clear.

The reduction in the CD rates is between 0.25% and 0.50% over the different terms being offered.

The current bank CD Rates include the 6 month CD that is earning an APY of 0.75%. The 9 month CD is earning an APY of 1.00%. The 1 year CD is earning an APY of 1.00%.

The 18 month CD is earning an APY of 1.00%. The 2 year CD is earning an APY of 1.25%. The 3 year CD is earning an APY of 1.25%.

The 4 year CD is earning an APY of 2.00%. The best CD rates are from the 5 year CD that is earning an APY of 2.00%.

The CD rates are not guaranteed by the Community Bank until a deposit is made at the bank. Unlike most other financial institutions this bank does not allow any early withdraw of the funds placed on deposit in their CDs.

The deposits do earn interest that is compounded on a daily basis for 365 days a year.

These Community CD rates were posted on June 1, 2011 and were still current as of September 30, 2011, but are still subject to change without any prior notice.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

To know more about the Citibank CD Rates, best cd rates USA, PNC CD Rates, cd rates, Chase CD Rates, you must visit - http://bestcdratesinusa.wordpress.com

Article Source: http://www.bestcdratestoday.com/community-bank-cd-rates-september-review-2011-from-nevada-iowa

4 Comments

Tue

27

Sep

2011

Best CD Rates from Stonebridge Bank

Stonebridge Bank services include real-time balance views and transfers, account history, single and multiple bill payments, check images online, and much more. Plus Stonebridge Bank offers competitive rates on auto loans, home equity loans, and personal credit lines. Your loan application can be taken online, over the phone, or in person.

This Stonebridge Bank CD Rates September Review 2011 is long overdue. While this is a small community bank located in Chester County Pennsylvania, they are one of the banks that offer their CD rates near the top for the nation. This makes investing your money at Stonebridge Bank a wiser choice than the larger conglomerates in the financial world.

The current bank CD rates include the 6 month CD that is earning an APY of 0.85%. The 1 year CD is earning an APY of 1.05%. The 14 month CD is warning an APY of 1.10%.

The 18 month CD is earning an APY of 1.20%. The 21 month CD is earning an APY of 1.20%. The 2 year CD is earning an APY of 1.30%.

The 30 month CD is earning an APY of 1.40%. The 3 year CD is earning an APY of 1.50%. The best CD rates are from the 5 year CD that is earning an APY of 2.05%.

To open certificates of deposits account and obtain the stated APY’s a minimum of $500 must be placed in the account.

All terms are fixed rate accounts. The 14 month CD renews as a 1 year CD upon maturity. The 21 month CD renews as an 18 month CD upon maturity.

The CD accounts may be opened at any local branch office or with the Stonebridge Bank online banking service.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

To know more about the Citibank CD Rates, best cd rates USA, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit - http://bestcdratesinusa.wordpress.com

Article Source: http://www.bestcdratestoday.com/stonebridge-bank-cd-rates-september-review-2011/

0 Comments

Mon

19

Sep

2011

Best CD Rates from California First National Bank

This California First National Bank CD rates September Review 2011 has been initiated because of the changes that have occurred at this financial institution since our last update. All of the CD rates being offered by the California First National Bank have decreased by 0.10% to 0.35% in their APY’s.

This makes investing your money with this financial institution not as profitable as it was just 3 months ago. This is a national trend of decreasing rates and not a sign that the CFNB does not want your business.

To obtain the stated APYs for the certificates of deposits a minimum deposit amount of $2,000 must be made for an IRA and $5,000 for a standard CD account.

The current bank CD Rates include the 3 month CD that is earning an APY of 0.40%. The 6 month CD is earning an APY of 0.88%. The 1 year CD is earning an APY of 0.95%.

The 2 year CD is earning an APY of 1.15%. The best CD rates are from the 3 year CD that is earning an APY of 1.45%.

This is a financial intuition that is use to contacting their customers via the phone and over the internet. This allows for each customer to use the medium of communications they prefer.

All of the CalFirst CD rates are of a fixed rate for the term of the investment. Each term is subjective to a penalty if an early withdraw occurs.

The California First National CD rates were posted on September 18, 2011 but are subject to change without any prior notice.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

To know more about the Citibank CD Rates, best cd rates USA, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit - http://bestcdratesinusa.wordpress.com

Article Source: http://www.bestcdratestoday.com/california-first-national-bank-cd-rates-september-review-2011

0 Comments

Fri

16

Sep

2011

Best CD Rates from Liberty Bank

This Liberty Bank CD rates September Review 2011 was conducted because of the drop in the rates this financial institution is providing their clients. This lowering of the rates includes very term at this time.

When looking toward investing opportunities for your money, this downward trend in CD rates is now a common thing to find across America.

The standard bank CD Rates include the 91 day CD that is earning an APY of 0.01%. The 6 month CD is earning an APY of 0.15%. The 1 year CD is earning an APY of 0.20%.

The 18 month CD is earning an APY of 0.25%. The 2 year CD is earning an APY of 0.30%. The 30 month CD is earning an APY of 0.35%. The 3 year CD is earning an APY of 0.40%.

The 42 month CD is earning an APY of 0.75%. The best CD rates are being offered as the 5 year CD that is earning an APY of 1.00%.

The Liberty Gift Certificates of Deposit that you can give friends and family members have the following rates. The 1 year CD is earning an APY of 0.20%.

The 2 year CD is earning an APY of 0.30%. The 3 year CD is earning an APY of 0.40% and the 5 year CD is earning an APY of 1.00%.

All of the above certificates of deposits require a minimum deposit of $2,500 to open an account and obtain the stated CD rates. All of the rates are of a fixed term for the life of the deposit.

The IRA CDs include the 1 year CD that is earning an APY of 0.25%. The 18 month CD is earning an APY of 0.30%.

The 3 year CD is earning an APY of 0.40%. The 5 year CD is earning an APY of0.80% and the 7 year CD is earning an APY of 1.00%. These IRA CDs require a minimum deposit of $500 to open an account.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

To know more about the Citibank CD Rates, best cd rates USA, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit - http://bestcdratesinusa.wordpress.com

Article Source: http://www.bestcdratestoday.com/liberty-bank-cd-rates-september-review-2011/

17 Comments

Sat

18

Jun

2011

CD Rates from AloStar Bank of Commerce

Today AloStar Bank of Commerce CD Rates are from an emerging leader in the top rates of the nation for this conservative investment. This allows for more of a return on your deposit with your money when you are investing in a CD with this financial institution.

The AloStar Bank of Commerce is located in Birmingham, Alabama and is finically sound. In April of 2011 they acquired the Nexity Bank that was closed by the FDIC and assumed their business in both assets and deposits.

The current bank CD rates include the 30 day CD that is earning an APY of 0.26%. The 90 day CD is earning an APY of 0.81%. The 6 month CD is earning an APY of 1.12%.

The 9 month CD is earning an APY of 1.03%. The best CD rates are from the 1 year CD that is earning an APY of 1.31%. The 2 year CD is earning an APY of 1.17%.

The minimum amount to open the certificates of deposits is $1,000.

The AloStar Bank of Commerce is new to the banking scene but is being lead by two men that have over 66 years in the financial business sector.

Today AloStar Bank of Commerce CD Rates was posted on June 15, 2011 but is subject to change without notice. They are still listed on the Nexity Bank website until the AloStar Bank completes its restructuring of the financial institution.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

To know more about the Citibank CD Rates, best cd rates USA, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit - http://bestcdratesinusa.wordpress.com

Article Source: http://www.bestcdratestoday.com/today-alostar-bank-of-commerce-cd-rates/

5 Comments

Sat

11

Jun

2011

Highest CD Rates from Aurora Bank

Today Aurora Bank CD Rates are from the same financial institution that first opened their doors in 1921 in the city of Wilmington, Delaware.  Since that time they have grow to the point that they now provide financial services to 340,000 customers in assisting them with investing their money and holding is safely and securely. Aurora Bank offers certificates of deposit, checking, savings, debit cards, home loans, and money market accounts. In each transaction, they are committed to safeguarding the customers personal and financial information.

Aurora Bank is a member of the Federal Home Loan Bank System and deposits are insured to the extent permitted by law by the Federal Deposit Insurance Corporation (FDIC).

The certificates of deposit rates are set up in a tiered format so the more you invest the greater your return on investment. The minimum deposits levels are $1,000 and $100,000.

The current bank CD rates include the 6 month CD that is earning an APY of 1.06% and 1.07% respectively. The 1 year CD is earning an APY of 1.22% and 1.24%. The 18 month CD that is earning an APY of 1.35% and 1.37%. The 2 year CD is earning an APY of 1.49% and 1.51%.

The 3 year CD is earning an APY of 1.81% and 1.83%. The 4 year CD is earning an APY of 2.03% and 2.05%. The best CD rates are from the 5 year CD is earning an APY of 2.41% and 2.43%.

Each year, Aurora Bank gives back at local and national levels. Aurora Bank FSB (the “Bank”) is fully committed to upholding the principles underscored in the Community Reinvestment Act, and diligently seeks innovative solutions to meet the credit needs of its local and national communities.

Aurora Bank’s efforts aim to improve the quality of life in the communities in which its clients, customers and employees live and work, both through financial and volunteer support of a variety of educational, social service, healthcare and cultural organizations. We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

To know more about the Citibank CD Rates, Best Cd Rates, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit - http://bestcdratesinusa.wordpress.com

Article Source: http://www.bestcdratestoday.com/today-aurora-bank-cd-rates/

7 Comments

Wed

18

May

2011

CD Rates Update from Hudson City Bank


As The Most Efficient Bank in America, Hudson City Bank’s operating costs are far less than most banks. That’s why they are able to offer customers some of the highest deposit yields, lowest fees, and competitive mortgage rates in the metropolitan area. It's no wonder why Forbes has named Hudson City "The Best- Managed Bank in America" for both 2007 and 2008.

Hudson City Bank CD Rates updates are from a financial institution that has been a part of the New Jersey community since 1868. In 1999 they formed a parent company of Hudson City Bancorp whose only subsidiary is Hudson City Savings Bank. This bank was awarded by Forges magazine as “Among the best managed Banks” in 2007, 2008 and 2009.

The current CD Rates include 91 day CD that is earning an APY of 0.75% with simple interest. The only other CD with simple interest is the 6 month CD that is earning an APY of 0.75%.

The following CD rates have compounded daily interest. The 4 month CD is earning an APY of 0.75%. The 5 month CD is earning an APY of 0.75%. The 7 month CD is earning an APY of 0.75%. The 9 month CD is earning an APY of 0.75%.

The 1 year CD is earning an APY of 1.00%. The 13 month CD is earning an APY of 1.00%. The 18 month CD is earning an APY of 1.10%. The 2 year CD is earning an APY of 1.50%. The 30 month CD is earning an APY of 1.50%.

The 3 year CD is earning an APY of 1.75%. The 4 month CD is earning an APY of 2.25% the best CD rates are from the 5 year CD that is earning an APY of 2.50%.

The minimum deposit for these CD rates is $500.This Hudson City Bank CD Rates update was posted on March 25, 2011 but are subject to change without notice.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

To know more about the Citibank CD Rates, best cd rates USA, Best CD Rates, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit - http://bestcdratesinusa.wordpress.com

Article Source: http://www.bestcdratestoday.com/hudson-city-bank-cd-rates-update/

6 Comments

Wed

11

May

2011

Market Index CDs and the growing earnings with them

Market Index CDs have become a favorite with investors due to their unique property of earning more profits than traditional CD's. Where traditional CDs gave a fixed return to the investor Market Index CDs are giving returns according to the market conditions.

The Market Index CDs are a way to increase the amount of your return on this conservative type of investment. The way it works is simple. The CD is linked to a market index like the S&P 500 or a commodity index like corn. When the index rises, the interest you earn on the CD also rises. This is proportional and not the entire value of the rising market values is reflected in the return of the CD.

This is variable CD Rates that will change as the market changes. One commonality this type of CD has with the standard CD is that the principal is insured the FDIC and cannot be lost by no fault of your own.

The market CDs are linked to an index and are usually accompanied with a cap. This cap is the upper limit to what you can earn immaterial of the indexes performance. If you cap is at 5% and the index rises 10%, your return will just be 5%.

When it comes to taxes, the earnings you make from the market CD is considered income and not capital gains.

With all CDs you can make an early withdraw of your investment before the maturity date arrives. With a standard CD you will forfeit a portion of the interest you have earned. With the market CD you will not only loss all of the interest, but in some instances you can lose a portion of the principal as well.

The rules for the market index CDs is somewhat different than the standard CD, but in most cases you will not lose your principal. Just remember if the index losses, then you will not have any increase on your investment.
Best Cd Rates
We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

To know more about the Citibank CD Rates, , PNC CD Rates, highest cd rates, Chase CD Rates, you must visit - http://bestcdratestoday.jimdo.com/best-cds-2011/

8 Comments

Wed

27

Apr

2011

Liberty Bank Highest CD Rates in the Region

Liberty Bank is the fourth largest bank based in the area and they are growing fast, bringing outstanding products and great service to new communities.

They opened new branches in Plainville and Berlin. And moved one of their Cromwell locations to brand-new, state-of-the-art quarters in Cobblestone Plaza, making it more convenient for customers old and new.

In December, they completed the acquisition of Connecticut River Community Bank, giving new branches in Glastonbury, West Hartford and Wethersfield. A smooth and successful transition made this acquisition a great success.

And as always, they are dedicated to giving back to the towns where they do business. For example, Liberty Bank distributed over $24,000 in grants to local nonprofits at grand opening ceremonies and set aside $5 for every new checking account opened in Berlin, using the funds to purchase and fill backpacks for 180 local schoolchildren in need.

The Liberty Bank CD Rates are available to the public from this Chicago based financial institution.

The standard CD Rates include the 91 day CD that is earning an APY of 0.10%. The 6 month CD is earning an APY of 0.20%. The 1 year CD is earning an APY of 0.40%. The 18 month CD is earning an APY of 0.55%.

The 2 year CD is earning an APY of 0.75%. The 30 month CD is earning an APY of 0.90%. The 3 year CD is earning an APY of 1.15%. The 42 month CD is earning an APY of 1.45%. The 5 year CD is earning an APY of 2.15%.

Each of the above CDs require a minimum deposit of $2,500 to open an account and earn the stated APY’s.

There are also Liberty Gift Certificates of Deposit that you can give friends and family members. The 1 year CD is earning an APY of 0.40%. The 2 year CD is earning an APY of 0.75%. The 3 year CD is earning an APY of 1.15% and the 5 year CD is earning an APY of 2.15%. The minimum deposit for these CDs is $2,500.

The retirement plan CDs include the 1 year CD that is earning an APY of 0.50%. The 18 month CD is earning an APY of 0.70%. The 3 year CD is earning an APY of 1.15%. The 5 year CD is earning an APY of 1.80% and the 7 year CD is earning an APY of 2.00%. The minimum deposit of these CDs is $500.

The Liberty Bank CD rates were posted on April 26, 2011 but are subject to change without notice.

To know more about the Citibank CD Rates,best bank rates, best cd rates USA, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit - http://bestcdratestoday.jimdo.com/best-cds-2011/

6 Comments

Sat

23

Apr

2011

Highest CD Rates from Penn

The following Penn CD rates are from banks and not credit unions because there is no requirement need to be meet like membership. The average rates for this area of the country include the 2 year CD that is earning an APY of 1.22%, the 1 year CD that is earning an APY of 0.86 and the 6 month CD that is earning an APY of 0.63%. The following CD rates are all better than the average.

The best CD Rates are still being offered by Tioga-Franklin Bank. They have a 6 month CD that is earning an APY of 1.15%. The 1 year CD is earning an APY of 1.35%. The 2 year CD is earning an APY of 1.60%. The 3 year CD is earning an APY of 1.90%.

The 4 year CD is earning an APY of 2.20% and the 5 year CD is earning an APY of 2.50%. The 6 month CD required a minimum deposit of $1,000 while the remainder requires a $500 deposit. These rates were posted on March 21, 2011.

The Eagle National Bank also has some good short term CD rates. The 3 month is earning an APY of 0.75%. The 6 month CD is earning an APY of 1.00%. The 1 year CD is earning an APY of 1.10%. The 18 month CD is earning an APY of 1.20% and the 2 year CD is earning an APY of 1.30%. The minimum deposit is $1,000 and these CD rates were posted on December 20, 2010.

Quaint Oak Bank has a 6 month CD that is earning an APY of 0.80%. The 1 year CD is earning an APY of 1.10%. The 18 month CD is earning an APY of 1.15%. The 2 year CD is earning an APY of 1.50%. The 3 year CD is earning an APY of 1.90%. The 4 year CD is earning an APY of 2.40%. The 5 year CD is earning an APY of 2.70%. The minimum deposit is $500 and these rates were posted on April 18, 2011.

All of these Penn CD rates are current but subject to change without notice.

For additional resources about CDs on this website, please view Community Bank in Nevada, Iowa CD rates. We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

To know more about the Citibank CD Rates, best cd rates USA, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit - http://bestcdratestoday.jimdo.com/best-cds-2011/

6 Comments

Fri

15

Apr

2011

Investng in the Best CD Rates in a turbulent Economy

Finding the best CD Rates when rates are low is no easy task. That was one of the reasons for bestcdratestoday.com , to help others find the best CD Rates. To do this many financial websites have to be visited.

Other blogs and financial advisors have listing on their sites they claim are accurate. Many of them are, but not all of them. Before any rate is posted on bestcdratestoday.com , the home site of the quote is visited. The rate is then confirmed or corrected before being reported.

One commonality that is found is that if a financial institution has a decent rate in the past, they generally are offering CD rates that are still competitive even if they are lower. In most incidences the best CD rates are found at the local and community banks that are smaller in nature. They still need deposits bad and are willing to give their customers a decent CD rate for making a deposit.

The credit unions are another place that generally offers some of the best rates on certificates of deposits. In many incidences they refer to CDs as shared certificates and the payout of the interest as dividends. Fundamentally they are the same. This is sometimes confused by many investors and the word dividend may be mistaken for share trading which is not the case.

Most but not all of the major financial institutions have lower that average CD rates since they received the US tax payer bailouts. This is due to the fact they no longer need new deposits to keep their business running. There are a few exceptions like Ally Bank, but this is the norm today.

In finding the best CD rates when rates are low is difficult, but we do our best to keep you informed. All of the information we provide has been verified by the financial institutions named each and every time.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

To know more about the Citibank CD Rates, best cd rates USA, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit - http://bestcdratestoday.jimdo.com/best-cds-2011/

20 Comments

Fri

25

Mar

2011

Highest CD rates from AIG the most respected Insurer

The AIG CD Rates are from the American International Group that has expanded their core business to personal banking. They are very well known for their insurance and other financial services for years and have decided to expand to this new market in order to increase their customer base. They are based out of Wilmington, Delaware but can be reached by phone or online with their website.

The following are the AIG Bank current CD Rates. The 6 month CD is earning an APY of 0.80%. The 1 year CD is earning an APY of 1.15%. The 18 month CD is earning an APY of 1.25%. Then 2 year CD is earning an APY of 1.40%. The 3 year CD is earning a APY of 1.70% and the 5 year CD is earning an APY of 2.15%.

You can open a CD account online in less than 5 minutes or call them to open an account. The minimum deposit is $2,500 with a maximum FDIC insured amount of $250,000.

Another type of investment this bank is offering is their Money Market Account. This is in a tiered format with minimum deposits of $2,500, $10,000, $50,000, $100,000 and $250,000. The APY for these deposit amounts include 0.50%, 1.00%, 1.03%, 1.06% and 1.09% respectively.

The AIG Bank is also offering a 3 year fixed mortgage with an interest rate of 4.75% and an APR of 4.857%. This is on a $200,000 loan on which you have already placed a 20% down payment.

American International Group, Inc. (AIG) is a leading international insurance organization serving customers in more than 130 countries. AIG companies serve commercial, institutional and individual customers through one of the most extensive worldwide property casualty networks of any insurer. In addition, AIG companies are leading providers of life insurance and retirement services in the United States. AIG common stock is listed on the New York Stock Exchange, as well as the stock exchanges in Ireland and Tokyo.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

To know more about the Citibank CD Rates, best cd rates USA, PNC CD Rates, highest cd rates, Chase CD Rates, you must visit - http://bestcdratestoday.jimdo.com/best-cds-2011/

6 Comments

Thu

24

Mar

2011

Best CD Rates from First National Bank of Long Island

These are the First National Bank of Long Island CD Rates are brought to you by the people from CD Rates. This is a financial institution that has been in the Big Apple since 1927 serving their community.

The Bank is subject to regulation and supervision of the Federal Reserve Board, the Comptroller of the Currency, and the Federal Deposit Insurance Corporation which also insures its deposits. The Comptroller of the Currency is the primary banking agency responsible for regulating the subsidiary Bank. In addition, the Corporation is subject to the regulations and supervision of the Federal Reserve Board and the Securities and Exchange Commission.

The FNBLI had a promotional offer of 3.00% APR on a 5 year CD that was posted in February 22, 2011, but it is difficult to find and is not mentioned on their regular CD rates page. This offer could have expired and they have just forgotten to take this off of their website.

The simple interest long term CDs include the 2 year CD that is earning an APY of 0.75%. The 3 year CD is earning an APY of 1.25%. The 4 year CD is earning an APY of 1.75%. The 5 year CD is earning an APY of 2.50%.

The short term CDs include the 3 month CD that is earning an APY of 0.35%. The 6 month CD is earning an APY of 0.60%. The 1 year CD is earning an APY of 0.65%.

The IRA CDs include the 3 month CD that is earning an APY of 0.35%. The 6 month CD is earning an APY of 0.55%. The 1 year CD is earning an APY of 0.70%. The 2 year CD is earning an APY of 0.75%. The 3 year CD is earning an APY of 1.25%.

The 4 year CD is earning an APY of 1.75%. The 5 year CD is earning an APY of 2.50%. The 6 year CD is earning an APY of 2.55%.

All of these First National Bank of Long Island CD Rates require a minimum deposit of $1,000.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

Author publishes articles frequently regarding investment and financial topics. To help you comprehend more about Citibank CD Rates, best cd rates , PNC CD Rates, highest cd rates, Chase CD Rates, from Author pay a visit to - http://bestcdratestoday.jimdo.com/best-cds-2011/

9 Comments

How to boast Good CD Rates of Interest

A Certificate of Deposit can have different rates depending upon the amount of money, the time, and other options such as Jumbo CD Rates, Liquid CDs and Bump up CDs. Its upto the investor how well he can research to find best cd rates available  at a particular point of time.

Actually, in order to help people to plan their long-term financial goals, banks and financial institutions have created special accounts that are capable of earning interest that is higher than the average savings account; this type of account is normally referred to as a certificate of deposit or CD.

Jumbo Certificates of Deposit

A Jumbo Certificate of Deposit has a higher yield (interest) than a regular CD. Jumbo CDs require $100,000 of investment (principal).

Bump Up CDs

A special Bump up CD (or Bump Rate CD) allows an investor to get a higher interest yield if rates go up. This happens if the bank instigates offering higher yields on the similar kind of CD and the investor chooses a “bump up” request with bank. Generally, an investor is allowed to “bump up" his or her interest rate only once during any 12 month period.

Liquid CDs

A Liquid CD (also called a No Penalty Certificate of Deposit) allows an investor to withdraw his or her money from a CD before the end of the term (length of time). Often, if someone takes money out of a CD early, he or she will have a penalty equal to 30 – 180 days’ interest (or more).

An investor with a Liquid CD / No Penalty CD can cash out if interest rates go up, then he or she will be able to purchase a better CD from any institution. There are restrictions on how much can be taken out, and other variables, but it depends upon the bank's policy.

At any rate, if you want to invest your capital safely then there is no better way to do it than with a certificate of deposit.

For more information about Chase CD Rates, highest cd rates usa, best cd rates please visit http://www.bestcdratestoday.com